Defactor is for running private credit end to end. If your work involves lending against assets, raising a facility, or putting capital into private-market deals, Defactor is the desk that ties it together.
This guide explains who uses Defactor, the problems it solves, and how to tell if it fits what you do.
The short answer
A single desk for private credit
Defactor exists to replace the patchwork of spreadsheets, email threads and back-office tools that private credit usually runs on. It handles launching facilities, funding borrowers and managing repayments in one workflow.
The result is less manual work, cleaner records and faster deals — without changing the fundamentals of how private credit works.
Who it's for
The people who use Defactor
Borrowers & operators
Run a lending facility or borrow against your assets, and automate the servicing.
Issuers
Turn assets into compliant tokens with the rules for holding them built in.
Investors & allocators
Allocate to asset-backed opportunities and track performance live.
The problems it solves
What it takes off your plate
Private credit is operationally heavy. Defactor is built to remove that weight:
1
Manual servicing
One borrower payment is split to all lenders automatically, instead of by hand.
2
Scattered records
Statements, balances and audit packs live in one place, ready to export.
3
Repeated compliance
Verify participants once and reuse that across every eligible deal.
Tip. If you're new to all this, start with the intro guide — it shows how the four building blocks fit together.
Keep learning