The workflow
Manual Work Ends Here.
Everything from KYC to repayments, in one workflow.
Still collecting KYC by email?
Centralized onboarding. Less chasing.
Still calculating interest in Excel?
Accurate calculations, automated.
Managing drawdowns across five different systems?
The whole lifecycle, in one place.
For operators running a book
Why You Win.
You built the lender book. Raise gives you the hours back to grow it.
Time
Get your evenings back. Repayments split and post themselves.
Credibility
Make lenders feel like they're working with an institution, not an inbox.
Scale
Add the next facility, and the one after, without growing your back office.
One Movement, Both Sides
One Payment In. Everyone Paid Out.
The borrower pays once. Defactor splits repayments by lender share and records every movement.
BorrowerPays once
Acme Trading LtdActive
Invoice due$48,200
Split across12 lenders
One payment in. The borrower never touches the lender list.
Raise
Splits and matches
$48,200
LenderPaid by share
Your positionFunded
Share of facility8.3%
This payment$4,001
NextApr 30
Each lender is paid automatically, by their share.
One payment in, everyone paid out.
The Whole Job.
Built for the people who actually run the book.
Structure the facility. Invite lenders. Send invoices. Get paid once. We handle the split and the reporting.
Private CreditReal EstateTrade FinanceCommoditiesStructured Products
Pay Any Way You Like.
Verified Once. Compliant Everywhere.
Open Distribution · KYC Only · Invite Only.
Featured Client · Trade & Invoice Finance
A Client Connects SMEs to 300+ Funders.
We Give the Facility a Surface.
The client keeps the relationship; we run the software. The borrower sees a loan and a Pay now button, and the lender watches it update live.
$500K
Pool live
3×
Rollovers settled
$1–2M
Next funding target
0.0%
Default lifetime
Live · Operational
